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Personal Finance PDF

Personal finance tips for the enhancement of life, the elimination of debt and financial dignity.

These personal finance pdf tips are a great place to start thinking about adjusting your lifestyle. These tips may help you get though the austere times with at least some Financial Dignity.

This site does not provide financial advice that is the role of the organisations listed below.

Everybody’s financial situation is different. To ensure you are getting the right financial advice on debt that meets your needs, it is essential to contact a member of the:

The Financial Conduct Authority (FCA).

http://www.fca.org.uk/consumers/financial-services-products.

UK: 0800 111 6768 (freephone).

From abroad: +44 20 7066 1000.

Most Important Finance Tip

These organisations have trained people that can help. During this global recession many people may be finding themselves thinking about money. I should say thinking about the lack money for the first time.

Unless you are independently wealthy, your financial future is generally going to be determined by others such as governments, bankers and employers.

That future for most will change significantly over the next five years. Whether you are employed or on benefits conditions are going to change most likely for the worst.

Having no job and debt problems can seem daunting and insurmountable on your own. Independent financial advice will prove invaluable.

If you use another source for financial advice be very cautious of any person or organisation that charges any sort of fee to sort out debt on your behalf.

If you think you have a debt problem get advice immediately.

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This website is really a personal account of my own experience and research. Some may find these personal finance pdf tips irreverent, simplistic or just not their particular view of the financial world. Either way I hope you find the site interesting and beneficial. 

Financial Competence

One book changed my way of thinking and made a significant difference to my life. It really was the start of my finance education. When you are young personal finance seems irrelevant. But that is when financial literacy is of most value. Establishing a reasonable amount of financial competence is essential for a debt free future. You do not need to spend loads of money E-books and sometimes a simple pdf great source’s of inexpensive information to learn with.  The internet itself is vast with some good and not so good information. An important thing to remember with the internet is if something is free you are the product!  Also you do need to put some time to learn about budgeting, the stock market and how money works. Get started as soon as you can or else you loose the most valuable of commodities which is time.

Over the next few months I will be adding a pdf download feature so you can keep these finance tips handy on your computer or share the pdf with family and friends. Also if we have not covered a topic please drop us a line as  I may already have a pdf available on the subject.

“We are all capable of change and growth we just need to know where to start”-Blaine Lee

Stay Well, Stay Happy

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